Call Us Now

0845

25 75 485

Lines open

9am to 5pm

Monday to Friday

Request a Call Back

If you would like to speak to a member of our team, simply enter your name and telephone number in the form opposite and we will get back to you shortly. Alternatively, you can send us an email from the contact page.

Car Loans

Most people choose to finance the purchase of a car, whether it be new or second hand, via the dealer they are buying it from. Very often this is the logical process as the dealership have a vested interest in getting the finance in place for you, however, the chances are that this is not the cheapest option.

If you want to keep your repayments as low as possible it is best to examine all of the options. Very often your bank will offer you a highly competitive personal loan for the purchase of a car, however, the choice of companies prepared to fund your vehicle purchase is much wider.

Given that nearly every car will depreciate considerably as soon as you have driven it from the fore court it is worth taking time out to make sure you have chosen the finance deal best suited to your circumstances. Remember that if the deposit you are putting down on the car is small then you are likely to be in a position of negative equity on the car for a number of years.

As in all finance situations, those people with a good credit history will command the best, and most competitive, finance deals. However, there are numerous specialist car loans companies who will cater for people with adverse credit and bad payment histories.

There are a number of alternatives to the traditional HP (hire purchase) method of finance. Alternatives include Contract Hire, Lease Hire and Lease purchase. All are slightly different products that structure the finance in differing ways. The costs differ as the structure of the finance is different. Some agreements offer better tax advantages than others and are particularly suited to the self employed or company directors.

This website is provided as an independent marketing website.

We are neither a mortgage lender nor an independent financial adviser and, as such are unable to offer financial advice

Enquiries generated via this website are passed on to independent financial advisers and loan brokers.

copyright Lifestyle-Solution.co.uk