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Lloyds TSB

Lloyds TSB bank is one of the "Big Four" banks, and historically goes back to a rash of mergers in the early 1900's. It's expansion to the present day came in 1995, in the form of two major mergers- the first with the Cheltenham and Gloucester, and then with TSB which was then the UK's fifth high street bank. The bank now has over 2000 branches.

Today, the group includes other big names you might recognise: Scottish Widows for investments and pensions, and Lloyds TSB Asset Finance, which has a reputation for business finance and factoring. They have also just announced the acquisition of the Goldfish credit card (and loan) business.

Recent banking innovations including riding the crest of the wave in a new trend for "black" credit cards- these used to be invitation-only credit cards loaded with benefits for, well, loaded people! With customers demanding more benefits from their finances, black cards are being offered more broadly, and Lloyds TSB bank were first to create a "build your own benefits" card, with a selection of beefy extras.

Lloyds TSB Bank is also active in the community, including a Welsh language scheme and Help the Hospices partnership- an annual corporate social responsibility report is published and the latest copy can be found at their website.

Article sourced from bank.org.uk